Hospital Indemnity

Accident and Sickness Hospital Indemnity Plan
Senior woman taking a deep breath

Increasing health care costs.

A stay in the hospital should be a time for healing. But too often, recovery is tarnished by the reality of the cost of hospitalization.

As medical costs increase, healthcare consumers have taken on more financial risk in the form of higher deductibles and copays. If you find yourself taking on more and more of the financial risk and worry of hospital stay, an accident and sickness hospital indemnity plan may be right for you.

Senior woman taking a deep breath
A hospital indemnity plan pays a specified lump sum benefit directly to the insured for a covered accident or sickness, which results in hospitalization. You may also select optional riders such as physician’s visit, laboratory, or x-ray for an additional cost, giving you added protection against persistent medical cost inflation. Have the confidence that you can live your life in the face of rising medical costs.

You Have Options

LifeShield’s Accident and Sickness Hospital Indemnity plan is designed to provide coverage, singly or in combination, for certain losses resulting from a covered accident or sickness, subject to any limitation in the policy. This type of plan uses lump sum payments that can be used towards any costs—allowing you to have added coverage when you need it most. This plan allows you to choose the coverage that best meets your needs.

Give yourself peace of mind knowing you are ready for the unexpected, and keep your focus on healing.

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