Terms of Service

Terms of Use – LifeShield National Insurance Company

Please read these terms of use carefully before using this website. By accessing this website and any pages thereof, you agree to be bound by the terms and conditions below. If you do not agree to the terms and conditions below, you are not authorized to access lifeshieldnational.com or any pages or portions thereof. LifeShield may modify this website and the rules and regulations governing its access and use, at any time. By continuing use of this website after such changes are posted, you will be deemed to have accepted such changes. LifeShield National Insurance Company (“we” or “LifeShield”) maintains lifeshieldnational.com (“website”) to provide you with information about LifeShield products. We require that all the visitors to our website on the Internet adhere to the following rules and regulations. By accessing the website, you indicate your acknowledgment and acceptance of these terms and conditions. From time to time, we may revise these terms and conditions.

Privacy and Security

LifeShield does not collect personal information about website visitors and/or customers unless you voluntarily fill out a Customer Service Request or Request a Claim Form. As noted in the Customer Service Request and Request a Claim Form: due to the insecure nature of email, we suggest that you do not include personal information. If additional email correspondence in regards to your comments or questions is necessary, personal information collected through this secure form will be removed from further email correspondence.

Use of This Website by Children

LifeShield does not intend to market any products or services to children. LifeShield does not knowingly or purposely collect personal information from children, nor does it want to receive such information.

Copyright

Copyright in the pages, screens, text and images appearing on the website are owned by LifeShield or others as indicated. The information and materials contained in the website may not be copied, displayed, distributed, downloaded, licensed, modified, published, reposted, reproduced, reused, sold, transmitted, used to create a derivative work or otherwise used for public or commercial purposes without express written permission of LifeShield.

License and Site Access

We grant you a limited license to access and make personal use of this website and not to download (other than page caching) or modify it, or any portion of it, except with express written consent of LifeShield. This license does not include any resale or commercial use of this website or its contents. Any reproduction, duplication, copying, selling or reselling, visiting, or other use of this website or any content thereof for any commercial purpose is expressly prohibited without express written consent of LifeShield. You may not frame or utilize framing techniques to enclose any trademark, logo, or other proprietary information (including images, text, page layout, or form) of lifeshieldnational.com without express written consent from LifeShield. You may not use any meta tags or any other “hidden text” utilizing the LifeShield name or trademarks or those of any LifeShield’s affiliates without the express written consent of LifeShield.

Disclaimers and Limitations

Disclaimers and Limitations This website is provided by LifeShield on an “as is” basis. LifeShield makes no representations or warranties of any kind, express or implied, regarding the operation of this site of the information, content, material or services included on this site. To the full extent permissible by applicable law, LifeShield disclaims all warranties, express or implied, including but not limited to, implied warranties of merchantability and fitness for a particular purpose. By using this website, you agree LifeShield will not be liable for any damages of any kind arising from the use of this site, including but not limited to direct, indirect, incidental, punitive and consequential damages.

Site Content

The website provides users with the opportunity to submit suggestions, comments, questions, or other information. Users are prohibited from submitting or posting content that is, in LifeShield’s sole discretion, deemed to be obscene, threatening, defamatory, invasive of privacy, infringing of intellectual property rights, or otherwise injurious to third parties or objectionable, including but not limited to political campaigning, commercial solicitation, chain letters, mass mailings, and/or any form of “spam.” You are prohibited from introducing any content to the website that may contain software viruses. You may not use a false email address, impersonate any person or entity, or otherwise mislead LifeShield as to the origin of comments or other content. We reserve the right to remove or delete any user content that is considered undesirable, in our sole discretion.

Errors and Delays

We are not responsible for any errors or delays in responding to any form caused by an incorrect email address provided by you or other technical problems beyond our control.

Governing Law

This website and the content herein is published for use in the United States and territories hereof, and may not be used or downloaded in other countries. This agreement shall be subject to and construed in accordance with the laws of the State of Oklahoma, excluding its conflict of law principles. By using this website, you hereby consent to the exclusive jurisdiction and venue of courts in Oklahoma County, Oklahoma, U.S.A., in all disputes arising out of or relating to the use of this website or the interpretation of this Agreement. Use of this website in any jurisdiction that does not give full effect to all provisions of these terms and conditions, including but not limited to this paragraph, is expressly forbidden.

General

If any part of this agreement is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the agreement shall continue in effect. A printed version of this agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. All rights not expressly granted herein are reserved. No delay, waiver, forbearance, or omission by LifeShield to exercise any power or rights arising out of this Agreement shall affect or impair its rights nor constitute a waiver of any right hereunder.

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