AD&D Rate Calculator (LNG-2025)

Accidents can happen every day that could lead to major injuries or even death. Many believe their major medical plan will cover most of the medical expenses accrued. However, there may be additional charges that are not covered which may lead to a financial crisis.

Accidental Death and Dismemberment with Accident Medical Expense benefits are paid as a lump sum payment that can be used towards funeral costs, deductibles, utility bills, mortgage payments, etc. Making it easier for families to determine where financial help is needed the most.

*For AD&D benefit, eligible spouse or domestic partner coverage included coverage at 50% of the primary insured’s benefit and dependent children’s coverage at 25% of the primary insured’s benefit amount.

Warning: Any person who knowingly presents a false or fraudulent claim for payment of a loss of benefit or who knowingly presents false information in an application for insurance is guilty of a crime and may be subject to restitution fines or confinement in prison, or any combination thereof.

LifeShield National Insurance Co. (LNIC) is an Oklahoma domiciled life insurance company and has assets in excess of $100 million. Together with its affiliates, LNIC has been protecting individuals and families for nearly 50 years.

Available in: AL, AR, AZ, CA, CT, DC, DE, FL, GA, IA, ID, IL, IN, KS, KY, LA, MA, MD, MO, MS, MT, NC, ND, NE, NJ, NV, OH, OK, OR, PA, SC, TN, TX, UT, VA, WV, WY

This brochure is not a contract of insurance. For complete details of all policy provisions and benefits, please read the policy documents carefully. This brochure applies to policy form numbers: LNG-2025, LNG-2026, and LNG-2027.

This coverage is supplemental only.

THIS IS A LIMITED HEALTH COVERAGE POLICY AND IS NOT A SUBSTITUTE FOR MAJOR MEDICAL COVERAGE. No benefits will be provided during the first two years following the policy effective date for any claims resulting from pre-existing conditions for any covered person.